8 Holiday Online Safety Tips

The holidays should be a time of joy with family and friends, not a time to worry about scams and online threats. Unfortunately, this time of year is peak season for cyber crime.

Follow these 8 safety tips this holiday season to protect yourself and your family online.

SAFETY TIP # 1: Beware of Email Phishing Scams

During the holidays, criminals often use fake emails designed to look legitimate to get you to click a malicious link or provide personal information. Only click on links from trusted, verified sources, and never provide passwords, personal information, or banking information through email – Legitimate businesses, including Liberty Bank, will never email you asking for this information.

SAFETY TIP # 2: Keep An Eye On Your Accounts

Make sure to check your accounts regularly! If you fear there has been a fraudulent charge, notify your financial institution immediately to help mitigate potential loss and headache. Through online and mobile banking with Liberty Bank, you can view your accounts 24/7. Click here to learn more and enroll today.

SAFETY TIP # 3: Only Shop With Trusted Sources

Before making any online purchase, make sure you are shopping at a secure website. Look for the closed padlock image and “https” before the web address to ensure the website is encrypted.

SAFETY TIP # 4: Do Not Share Your Debit or Credit Card with Anyone

One of the most common fraud scenarios is a friend or family member misusing a shared credit or debit card. Be wary of sharing your information. In addition, if you ever log in to someone else’s device to make a purchase on a website, game, or app, ensure your information is not saved to their device.

SAFETY TIP # 5: Do Not Shop on Public Wi-Fi

Public computers and sources of Wi-Fi are not always secured and make you more susceptible to fraud. To protect yourself, limit your online shopping to your home, or ensure that your Public Wi-Fi is turned off and you are using data instead.

SAFETY TIP # 6: Secure Your Computer and Personal Devices

Are your devices up to date? Make sure that your operating system, software, and/or applications are fully up to date. This will ensure that all safety patches are installed and you are as protected as possible.

SAFETY TIP # 7: Use Strong Passwords

Using strong and unique passwords is one of the easiest ways to secure your accounts. As a rule of thumb, make sure your passwords are at least 10 characters long (the longer the better), include numbers & symbols, and avoid personal clues. When available, always turn on two-factor authentication to provide an extra layer of security. Learn more about Liberty Bank’s two-factor authentication, One-Time Passcodes, here.

SAFETY TIP # 8: Set Up Auto-Alerts

An easy way to quickly detect if you have been the victim of fraud is to set up transaction alerts for your accounts. Consider setting alerts for transactions that exceed a certain threshold, or if your account balance falls below a certain amount. If this happens, contact your financial institution immediately. With Liberty Bank, setting up account alerts is easy – click here or call 773.384.2030 get started today.

Liberty Bank Security & Education Centers

Know how we contact you – Liberty Bank for Savings will NEVER request personal information including account numbers, passwords, or any other confidential customer information via phone, email or text.

The holidays are a time to relax and enjoy the company of friends and family. Follow the tips above to help avoid the headache of fraud and malicious actors this season. For more online and banking security information, visit our online Security Center and Education Center.

 

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