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Message from Our Chairman

We take great pride in the safe and conservative manner we have operated Liberty Bank since its establishment in 1898. I believe this report clearly shows that we are adhering to the same time-tested management practices.   

Liberty Bank also adheres to the same safe lending practices that have guided us since our founding. These are the hallmarks of a local, family managed, independent community bank. We will never risk the security of our customers in the pursuit of earnings.

A conservative approach to management goes hand-in-hand with our commitment to customer service.  We are here to help you achieve your financial goals, not to sell you products that enhance our bottom line. That’s why you can always rely on our advice. You are the reason we exist.  You are also the reason we offer an array of electronic and mobile services: to provide banking in a manner that’s most convenient for you.   We know many customers prefer more traditional services, which is why we will always provide the person-to-person service you’ve come to appreciate.

Liberty is proud to say that Bauer Financial, has given us its 5-Star rating for more than 25 years --  fewer than 10% of banks in the nation have earned this distinction. Liberty sets the standard for excellence in community Banks across our nation.

We are focused on helping our customers and community succeed. And we want to hear what you have to say! Please don't hesitate to contact us if we're doing something right, or better yet, if there is anything we can do better. We need to hear from you and we appreciate your feedback.

Thank you for your business!  We are grateful that you have chosen Liberty Bank to help achieve your financial goals.

Warm Regards,

William J. Smigiel
Chairman & CEO
Online Banking

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