Three bonuses. Here’s exactly what each one takes.

Each bonus has its own requirements. Give the code 27900 to a banker when you open your accounts.

$350

Checking Bonus

Open a new personal checking account (except Jumbo Checking). Get 2 recurring monthly direct deposits of $500 or more within 90 days.

$250

Savings Bonus

Open a new Statement or Passbook Savings account with $15,000 in new money (not from another Liberty account). Keep at least $15,000 there for 180 days.

$300

Relationship Bonus

Meet the requirements for both the checking and savings bonuses.

Your First 180 Days

What Happens, and When

Each bonus has its own timeline. Here’s what to expect from the day you open your accounts.

Day 1: Open both accounts

Open both accounts at any branch and mention code 27900.

By day 90: Two direct deposits

Receive two recurring monthly direct deposits of $500 or more each. Your $350 checking bonus will be paid within 30 days.

Days 1–180: Keep $15,000 in savings

Keep a balance of $15,000 or more in your new savings account for 180 days. You earn interest along the way.

After day 180: Final bonuses paid

Your $250 savings bonus and $300 relationship bonus will be paid within 30 days.

Quick Check

Which Bonuses Can You Get?

Each bonus has its own requirements. A banker will confirm what you qualify for at your appointment.

Contact Us

$350 Checking Bonus

You don’t have a Liberty Bank checking account today
You can set up two recurring monthly direct deposits of $500 or more (payroll or government benefits) within 90 days

$250 Savings Bonus

You don’t have a Liberty Bank savings account today
You can deposit $15,000 in new money and keep at least $15,000 in the account for 180 days

$300 Relationship Bonus

You meet the requirements for both bonuses above

Good to know: One offer per household. Personal accounts only. Not available to Liberty Bank employees and their immediate families. Must be at least 18 years old.

Choose Your Checking Account

Every Account, With Every Fee Spelled Out

Most people choose Liberty Checking for this offer. Its $10 monthly fee is waived when you have a recurring direct deposit, which the checking bonus already requires.

Account	Min. to Open	Interest Bearing	Min. to Earn Interest	Service Charge
Affinity	$300	Yes	$1,000	$6*
Jumbo	$1,000	Yes	$0.01	$6**
Liberty	$300	No	N/A	$10***
Silver Star	$100^	No	N/A	N/A
Libby® eChecking Basics^^	$25	No	N/A	N/A

*$6 MONTHLY SERVICE CHARGE. WAIVED IF AVERAGE DAILY BALANCE IS $1,000 OR $7,500 IN TOTAL DEPOSIT BALANCES
**$6 PER MONTH IF ACCOUNT BALANCE FALLS BELOW $1,000
***$10 PER MONTH. WAIVED IF AVERAGE DAILY BALANCE IS AT LEAST $200 OR $5,000 IN TOTAL DEPOSIT BALANCES OR WITH A RECURRING DIRECT DEPOSIT EACH MONTH
^THE MINIMUM BALANCE TO OPEN AN ACCOUNT IS $100 OR A RECURRING DIRECT DEPOSIT MUST BE ESTABLISHED
^^ACCOUNT AVAILABLE FOR AGES 16 TO 24

Jumbo Checking is not eligible for the $900 offer.

Liberty Bank for Savings reserves the right to discontinue these products or offers at any time. Only one (1) Checking & Savings offer per household regardless of the number of accounts opened. Checking & Savings offers cannot be combined with other offers. Offers apply to accounts used for personal purposes only. Offers are not available to those under 18 years of age, Liberty Bank employees and their immediate families. If either account is closed by the customer or by Liberty within 90 days of account opening, a $40 fee will apply. The bonuses paid may constitute income under Internal Revenue Service (IRS) regulations and will be properly reported. The annual percentage yield (APY) will vary depending on the savings or checking account selected. Rates may change at any time and fees could reduce the earnings on the account.

*$350 Checking Bonus: Offer not applicable to existing Liberty Bank checking customers or Jumbo Checking. Bonus will be credited to the customer’s new Checking account within 30 days after they receive two (2) recurring monthly ACH direct deposit credits (payroll or government benefits) of $500+ each to this account within 90 days after account opening. If the bonus has been applied and the account is closed within 180 days of account opening, the amount of the bonus will be deducted at closing. An example of interest and tiers for an interest-bearing checking account is as follows, as of 10/27/26 Aﬃnity Checking pays an APY of 0.01% for $1,000-$4,999.99, 0.25% for $5,000 and up.

**$250 Savings Bonus: Existing Liberty Bank savings customers are eligible. Bonus will be credited to the customer’s new Statement Savings Account within 30 days after they open a new savings account with $15,000 of new money (check cannot be drawn from a Liberty account) and maintain a balance of $15,000 or more for 180 days. An example of interest and tiers for an interest-bearing savings account is as follows, as of 10/27/26 our Statement Savings accounts is paying an APY of 0.10% for $500-$4,999.99, 0.20% for $5,000-$49,999.99, 0.30% for $50,000-$249,999.99 and 0.40% for $250,000 and up.

***$300 Relationship Bonus: To qualify, the new checking and savings accounts must be opened at the same time. The additional $300 bonus will be credited to the customer’s new savings account within 30 days after all requirements for both the checking and savings bonuses have been met.