It’s never too early to learn financial responsibility, and you’re never too young to get the help and guidance you need to plan for the rest of your life.

But sometimes, it’s hard to find good bank accounts for young adults.

With a full slate of personalized services and comprehensive safeguards, Libby® eChecking is a modern way for young adults to get ready to manage money responsibly.

It’s a perfect teen bank account that teaches the financial basics – earning, spending, saving, budgeting, and tracking expenses.

Best Bank Account for Young Adults

With customizable safeguards, no monthly fees, and full mobile banking capabilities, Libby eChecking Basics is the best teen checking account or college checking account for the college students, teens, or young adults in your household.

  • Just a $25 deposit to open
  • No minimum balance to maintain
  • For ages 16 to 24
  • Online & Mobile Banking (including Instant Balances, Touch/Face ID, and Mobile Deposit)
  • Contactless Debit Card with access to thousands of surcharge-free ATMs in Chicago and around the country
  • Card Control to manage when, where & how your card is used
  • Free online statements

Liberty Bank is the best bank for young adults. To open a Libby account, schedule an appointment by clicking the link below or visit one of our five convenient locations.