A Message From Our Chairman

Supporting You, Through It All

Dear Neighbors,

If you have been keeping an eye on local real estate, you know that today’s housing market continues to move in unpredictable directions. Between shifting mortgage rates, evolving inventory, and economic headlines, it can be difficult to know what the right path forward is for you and your family.

While the market around us may feel unpredictable, one thing remains certain: our commitment to you. At Liberty Bank for Savings, we understand that today’s market isn’t about rushing into a decision, it’s about being prepared to make the right one.

Through every market cycle, our priority has always been providing steady, reliable, and personalized guidance. Whether you are looking to purchase your first home, refinance an existing mortgage, or simply understand where you stand and what your options are, we are here to support you with clarity and care.

As a portfolio lender, we’re able to offer competitive rates while continuing to support you through our personalized, relationship-based banking approach. We look beyond quick transactions to focus on practical, long-term plans that fit your unique needs.

If you’re thinking about exploring your options, we encourage you to start with a conversation. Our local lending experts are ready to answer your questions, review your options, and help support you through every stage of securing a place to call home.

Schedule time to check rates and talk through your options with Svetta or Damian.

Thank you for trusting Liberty Bank for Savings as your financial partner.

MEMBER FDIC | EQUAL HOUSING LENDER | NMLS# 787575

Bank President photoWilliam J. Smigiel
Chairman and CEO
Liberty Bank for Savings