Education Center

Bank when you want. Bank how you want. Our banking services are designed to be mobile, easy to find, and easy to use. Jump to one of our tutorials and learn more on how to spend, send, access, and protect your money.

Online Banking

Online Banking is our online service that allows you to access your account information 24 hours a day, 7 days a week. Using Online Banking, you can:

View real-time account balances, check images and history
24-hour access to checking, loans and CDs
Export history to financial software or spreadsheets
Transfer funds between accounts
Pay bills online
Request stop payments

What do I need to bank online?
What types of accounts can I view with online banking?
How often is my account information updated?
How secure is my personal account information?
Why am I signed off sometimes and I have to sign in again?
Can I pay my bills using online banking?

Yes. You can make payments to anyone in the United States from the utility company to the local babysitter. You may schedule payments to be made immediately or on a specified date in the future. You can even set up recurring payments so you do not have to worry about paying your regular bills. Recurring payments can be set up weekly, semi-monthly or monthly. Bill Pay eliminates the need for writing checks or addressing envelopes. More importantly, it saves you time and simplifies your busy life. (Fees may apply)
What type of account is required for bill pay?
May I pay bills from more than one checking account?
How far in advance should I set up a payment to ensure it is paid on time?
Can I transfer funds between my accounts?
Do I need extra software or hardware to use online banking?
Will online banking work with my current internet service provider?
Can I access my accounts from both home and work?

Mobile Banking

If you have an iPhone® or Android™ smart phone, simply download the application. Then, log in. You’ll key in the amount of the deposit, and take a picture of the front and back of the check. That’s it! Within seconds of uploading the transaction, you’ll receive a confirmation that the deposit was received successfully.

What types of checks can be processed through mobile deposit?
How secure is mobile deposit?
When can electronic deposits be issued to the financial institution?
When will deposits be posted into my account?
What should I do with the original paper checks after deposits are made?
How do I prevent checks from being scanned and deposited twice?
How do I know the image quality is acceptable?

Mobile Deposit

Touch ID

Mobile Locations

Bill Pay

Pay anyone in the United States that you would normally pay by check or automatic debit, even if you do not receive bills from the company or person you want to pay.

Pay all of your bills at the Payment Center. You can also see a summary of your recent and pending payments.
Receive some of your bills online. You can view and pay these bills at the Payment Center.
Set up automatic payments to pay your electronic bills or to automatically schedule payments of a set amount at regular intervals.
Review your bills and payments for the past 24 months.

How does it work?
To pay your bills online, simply add the companies and people you want to pay. We use this information to make the payments for your bills. After you add your bills, you can go to the Payment Center. The Pay Bills section lists all of the bills you’ve added. To pay a bill, enter a payment amount and the date when you want the company or person to receive your payment. You can also select this date from the calendar. Pay as many bills as you want at the same time from the Payment Center.

After you pay a bill, it may move to either the Pending Payments section or the Recent Payments section of the Payment Center.
- Pending Payments: Provide a quick summary of the payments that have not yet been processed.
- Recent Payments: Provide a list of bills that have been paid in the past 45 days.
You can also find a list of the pending and recent payments for a particular biller in the Payment Assistant. If you can’t find a payment in the Recent Payments section, go to Bill History, which shows all of the bills you paid in the past 24 months, including electronic bills and the bills that you pay automatically.
How secure is my bill payment and personal information?
We use several methods to ensure that your information is secure.
- SSL—Secure Sockets Layer ensures that your connection and information are secure from outside inspection.
- Encryption—128-bit encryption makes your information unreadable as it passes over the Internet.
- Automatic Sign Out—Automatically signs you out of a session if you are inactive for a predefined time (usually 10 minutes). It is best if you sign out immediately after you finish your tasks.
Which browser should I use?
For best performance, we recommend you use one of the following supported browsers:
- Microsoft Internet Explorer 9, 10 or 11 (Windows 8, Windows Vista, and Windows 7)
- Firefox 3.6 (Windows 8, Windows Vista, and Windows 7)
- Apple Safari 5 (OS X 10.5 and 10.6)
- Chrome 8 (Windows 8, Windows Vista, and Windows 7)
While other browsers may work, these supported browsers provide the highest level of security, accuracy, and functionality. We also recommend that you enable JavaScript in your browser. JavaScript is required for certain features to function properly.
Can I use assistive technology for access?
Yes, we’ve incorporated several enhancements based on priorities one and two of the World Wide Web Consortium’s Web Content Accessibility Guidelines. These enhancements aim to make our bill pay solution more accessible to assistive technology users.

The following features may help you navigate more easily:
- Skip to Main Content Links—These links allow you to skip the page banner and the redundant navigation links and go directly to the main page content.
- Link Titles—If a link opens a new window, you are alerted in the link title. Most of the links have descriptive labels, but we provide additional information in the link title if necessary. For this reason, we recommend that you set your screen reader to read the link title attributes.
- Table Summaries—Whenever information is presented in a table format, we provide a brief description of the contents.
- Font Sizes—The fonts can be resized without significantly changing the layout of a page.

Popmoney®

Popmoney®is an innovative personal payment service that eliminates the hassles of checks and cash. Popmoney allows you to send and receive money as easily as you send and receive email and text messages. Best of all, you don’t need a separate account. Just use your current U.S. checking or savings account.

With Popmoney, you can send and receive money using your financial institution’s online banking site. It’s just that easy!

How it works
Sending Money
- To send money, log in to your account by accessing your financial institution’s online banking site and look for Popmoney.
- Send money using the recipient’s name and email address, mobile number or checking/savings account information. You can even make it special by using one of our eGreetings.
- You will be notified when the transaction is completed.
- If your recipient’s financial institution is part of the Popmoney network, they can complete the transaction from their own financial institution’s online banking site. If not, they can go to Popmoney.com to pick up the funds and direct the funds to their bank account.
Receiving Money
- You will receive an email or text message telling you someone sent you money.
- Log in to your financial institution’s online banking site and direct the funds to your bank account.
- Money sent to a specified bank account will be automatically deposited there.
How will the recipient know I sent money using Popmoney?

The recipient will receive a payment notification either by email or a text message depending on how you chose to send the money.

Email address: The recipient will receive an email with instructions on how to direct the payment into their checking or savings account.

Mobile number: The recipient will receive a text message with instructions on how to direct the payment into their checking or savings account. If the recipient doesn’t act in 3 days, they will receive a text message reminder to act on the payment notification. Message and Data charges from your telecommunications provider may apply.

Bank account information (routing and account number): The money will be deposited into the recipient’s bank account. You may choose to notify the recipient by sending an email message.
When will the funds be available in the recipient's account?
What type of accounts can I use to send the payment to?
Do payments expire?
Is the Popmoney service secure?

Yes. Popmoney was created with your financial security in mind. Popmoney is built on the industry’s leading online money movement platform and utilizes superior risk management and fraud protection services. This is the same online money movement platform used by thousands of financial institutions, including many of the nation’s top banks.

Terms and Conditions apply.

Bill Capture

eStatements

eStatements are an electronic copy of your statement. It’s a quick and easy way to receive and store your monthly statement using your access through online banking.

How do eStatements work?
Will I continue to get a paper statement through the mail?
How safe is my statement online?
When will I receive my online statement?
How much history will I have access to?
Can I save my eStatements?

CardValet®

CardValet® is an app for your iPhone or Android phone that allows you to turn your debit card “on” or “off.” This can be particularly useful for times when you might have lost your card, or suspect it was stolen. By turning it “off,” you ensure that no transactions can occur. It also offers other controls and settings that help you limit the geographic area where the card can be used, the type of merchant and the dollar amount. Any limit can be changed instantly using the CardValet® app.

What makes CardValet® valuable?
CardValet® is easy to use and one of the most powerful tools you can have to protect against fraudulent use of a lost, stolen or compromised debit card. It can also be useful for controlling the way dependents can use a debit card you give them. In addition to the ability to turn your cards “on” or “off” for all transactions, you can also:
- Limit the card to a geographic area
- Limit the type of merchant where the card can be used
- Limit the dollar amount for any transaction
- Receive alerts when anyone attempts to use the card outside your limits

Fraud Text Alerts

Banking Made Convenient. Education Made Easy.

Have questions about how to safely and smartly use all the conveniences of Liberty Bank’s offerings? Check out these videos by our banking experts to guide you every step of the way. At Liberty, we want you to bank better. An easy way to master modern banking.