Up to $10,000 in Down Payment Assistance

Liberty offers programs designed to help eligible homebuyers reduce upfront costs through down payment assistance, closing cost support, and homebuyer education.

HomeReady® Mortgage — 3% Down

HomeReady* offers flexible financing options to support low- to moderate-income homebuyers, including first-time buyers.

• As little as 3% down
• Total qualifying income must be at or below 80% of Area Median Income (AMI), based on property location
• Minimum credit score typically around 620
• Homebuyer education required for first-time buyers
• Flexible income sources may be considered

Downpayment Plus®

Downpayment Plus®** provides up to a $10,000 grant to help eligible buyers with upfront costs at closing.

• Up to $10,000 toward down payment and/or closing costs
• Available to buyers meeting HUD income eligibility guidelines (generally at or below 80% AMI)
• Pre-purchase education and counseling required for first-time homebuyers
• Grant is typically forgiven over time if program requirements are met

Our team can help confirm whether these programs may apply to your purchase.

Speak with a loan officer