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Online peer-to-peer, or P2P, payment systems (e.g. Venmo, Zelle, Google Wallet) let you send money to people quickly. I’ve used them to collect money from the parents on my daughter’s soccer team and to send money to my brothers when we’ve bought a gift for a friend. Personally, I almost always know where my phone is, but I can’t say the same for my checkbook.
We all know it happens – computers crash, malware infects them, or somebody downloads that cool, new program that crashes everything! While there are many tips and tricks of great value for preventing your devices and data from being compromised, it is important to also have a backup of your information in case something goes wrong!