Multi-Unit Property Mortgages | Commercial Lending

Many portfolio lenders out there just aren’t interested in lending to part-time investors with buildings valued at less than $2MM.

Here at Liberty, that’s our sweet spot. Whether you’re shopping for a two-flat, three-flat, or something even bigger, we have the local expertise you need to make your purchase as easy and streamlined as possible.

Fast decision-making: Our turnaround time on term sheets is just a few days.
Personalized service: Our mortgage department is located right here in Chicago at our Foster Avenue branch, so you’ll never have to call a long-distance call center for help.
Low rates: Since we have no stockholders and low overhead, we pass our savings to our borrowers in the form of lower rates and fees.
Tailored underwriting: As a portfolio lender, we have greater underwriting flexibility and can tailor our products to suit your needs. Our loans start as low as $150,000.
Financing on a variety of Chicago’s unique building types: At Liberty, you can finance various property types typically found in the Chicagoland area, including commercial condos, 5+ multi-unit properties, and mixed use buildings.

To get started, click here to download our Personal Financial Statement

NMLS #787575

Family relaxing in Chicago multi-unit property

Meet our commercial lending team

Jerry Kussy - Commercial Lending at Liberty Bank for Savings

Jerry Kussy (NMLS #224177) is based on Chicago’s Northwest Side and joined Liberty Bank in 2010.

As Vice President of Lending, he’s responsible for residential and commercial sales in Cook County and in five collar counties.

With 20 years of experience in loan origination and management, Jerry takes an analytical approach to meeting customers’ needs and helps them achieve their long- and short-term goals.

Phone: 773.594.6642

Send a message to Jerry

Louis Polychronos (NMLS #1340002), Vice President of Lending, joined Liberty Bank for Savings in 2010.

He focuses on loans for multi-family and mixed-use properties and also works on commercial and residential mortgages.

As an active real estate investor himself, he understands the challenges customers face and is committed to building client relationships and offering personalized service.

He’s an active member of several professional and community groups, including Edgewater Uptown Builders Association, the Greater Austin Development Association, and the Real Estate Investment Association.

Phone: 773.594.6638

Send a message to Louis

Multi-Unit Property

Neighborhood Banking Done Right