Liberty Bank in Park Ridge, Illinois

Serving Our Neighbors Since 2005.

Schedule an Appointment

Lobby Hours

Mon-Thur: 9:00 am – 5:00 pm
Fri: 9:00 am – 6:00 pm
Sat: 9:00 am – Noon
Sun: Closed

Drive-Up hours

Mon-Thur: 8:00 am – 5:00 pm
Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 1:00 pm

24 hour Drive-Up ATM
Our parking lot is easily accessible, located off of Touhy Avenue.

Contact Information

1018 West Touhy Ave.
Park Ridge, IL 60068-3233

Get Directions

Phone: 847.825.0693

Mortgage Inquiries at Park Ridge

New Mortgage Inquiries:

773.594.6647

Existing Mortgage Questions:

773.792.5900

For over 125 years, Liberty Bank has held true to our mission of “Neighbors Helping Neighbors.” We offer all the banking products, and services the big banks do, but with a personalized touch.

Conveniently located at 1018 West Touhy Avenue, our branch has been serving the great people of Park Ridge, and the surrounding area since 2005. We are proud to be a part of such a vibrant community, with something for everyone to enjoy.

We proudly serve the Park Ridge area, as well as Niles, Edison Park, Norwood Park and other surrounding communities. We proudly serve 60631, 60068 and 60714 as your local neighborhood bank.

“For almost 30 years, I have been assisting individuals with their banking needs. It has been very rewarding seeing their appreciation with a thanks or a smile! I will cherish forever the relationships I have built with customers and co-workers.”

I enjoy morning walks, taking family pictures and appreciate family traditions.

Isabel

Branch Manager | Park Ridge

Young family with two kids having fun in front of there house. Porch is decorated with flowers.

Banking & Financial Services Designed to Meet Your Exact Needs

Discover the wide variety of banking, and financial services available at Liberty Bank’s Park Ridge location. Whether you are just starting out, or ready to downsize and retire, we have banking products to fit your lifestyle.

Checking & Debit Cards

Choose from several checking accounts with debit cards and features that match your lifestyle.

Savings

Our Savings accounts are flexible, safe and offer a variety of benefits, including low minimum balances, ATM cards, and direct deposit/recurring transfers.

middle-aged woman looking at a cell phone

Electronic Banking

Access your account, anytime, anywhere. Our Electronic Banking services include online banking, mobile banking, mobile deposit, Zelle®, bill pay, card control, and real-time alerts.

Other Services

From safe deposit boxes, coin counting, to financial education and calculators, our additional services make life easier, and help you reach your financial goals.

couple sitting at a table, signing documents with a lender

CDs

We offer safe Certificates of Deposits that offer competitive rates of return, and flexible terms.

IRAs

An Individual Retirement Account can help you achieve your retirement goals and dreams allowing you to save while maximizing your tax benefits.

family talking to a professionally dressed woman in a yard

Mortgage Lending

Let Liberty Bank help you finance the perfect property with our wide range of mortgage services, including home, and commercial real estate loans, as well as refinancing.

We offer competitive rates, flexible terms, and expert help before, during, and after the mortgage process.

couple holding hands walking through their backyard

Insurance

Having the right insurance coverage is an important part of financial planning. Liberty Insurance Agency* offers a variety of insurance lines, including Home, Auto, Life, Commercial, and Multi-Unit Property.

*Liberty Insurance Agency, Inc. is a subsidiary of Liberty Bank for Savings. Insurance products and services are not bank products or services nor are they FDIC insured or insured by any federal government agency. They are not a deposit or obligation of or guaranteed by Liberty Bank for Savings and may involve investment risk, including possible loss of principal. Applicants are individually underwritten and some individuals may not qualify.

Location FAQs

What Types of Accounts Can I Open at the Park Ridge Branch?
Our entire portfolio of banking and financial services are available to customers at our Park Ridge branch.
- Checking (Traditional, Interest-Bearing, Youth, Senior and Business)
- Savings (Passbook, Statement, Youth)
- Certificates of Deposits (CDs) (Various terms and rates to optimize your earnings)
- Individual Retirement Accounts (IRAs) (IRA account plans, rollovers and transfers from existing IRAs to Liberty IRAs)
- Mortgages (Residential, Multi-Family) by appointment only
What Type of Mortgage Services are Available at the Park Ridge Branch?
Mortgage Products & Services:

We offer a variety of mortgage loan programs to fit your specific needs.
- Purchase or refinance loans—conforming and jumbo.
- Flexible terms with both fixed-rate and adjustable-rate mortgages (see table after FAQ for available rates and terms).
- No rate adjustments on loans up to $2MM at 80% LTV.
- Discount Points– Lower your interest rate and monthly payment in exchange for a one-time fee that is added to your closing costs.
- Lender Credits– Reduce your closing costs in exchange for a higher interest rate.
- Rate locks available for up to 90 days.
- Free fully underwritten pre-approvals.
- Streamlined online application process with the assistance of your own personal loan consultant.
- Multi-unit financing, specializing in hard-to-find, smaller commercial loans for multi-family 5 – 25 units and mixed use.
- Low down payment fixed-rate HomeReady loans & down payment assistance.
Additional Benefits:
- Competitive Rates & Low Fees – We have no stockholders dictating how we operate, and answer only to our customers. As such, we intentionally keep our mortgage rates and fees extremely competitive.
- True Portfolio Lender — We hold our mortgages for the long term, which allows us to take a commonsense approach to underwriting.
- Responsive Local Service – Our entire operation is managed locally, from origination to servicing. There’s always someone to talk to before, during and after closing.
- Trust, Integrity & Stability – Since 1898 generations of families have trusted us with their home financing needs. We’ve helped our neighbors weather world wars, pandemics, depressions, and recessions.
- Awards & Recognition – We are proud recipients of the Better Business Bureau’s Torch Award for Ethics, as well as bank rating agency Bauer Financial’s coveted 5-star “Best of the Best” award for 36 consecutive years.
Schedule an appointment with a mortgage specialist today!

*Secured Overnight Finance Rate
What Services are Available at in the Lobby at the Park Ridge Branch?
Customers can take advantage of the following in-lobby banking services:
- ATM
- Safe Deposit Boxes
- Coin Counting
- Notary Services
- Wire Transfers
- Money Orders
- Cashiers checks
And much more!
Do You Offer Insurance at this Location?

Yes! We offer a wide variety of insurance options* at this location by appointment only. We offer homeowners insurance, auto insurance, life insurance, commercial and multi-unit property insurance plans.

*Liberty Insurance Agency, Inc. is a subsidiary of Liberty Bank for Savings. Insurance products and services are not bank products or services nor are they FDIC insured or insured by any federal government agency. They are not a deposit or obligation of or guaranteed by Liberty Bank and may involve investment risk, including possible loss of principal. Applicants are individually underwritten and some individuals may not qualify.
How Can I Schedule an Appointment at the Park Ridge Branch?
What Services are Available at the Drive-Up at the Park Ridge Branch?
We have the following drive-up services available*:
- Check cashing up to $1,500
- Cash withdrawals up to $1,500
- Deposits (subject to verification)
  - Multi-item commercial deposits are available in the lobby only
- Coin counting is available in our lobby only
* Limit of 3 transactions per visit and additional identification may be required.
Is There Parking Available at the Park Ridge Branch?
Do You have a 24-Hour ATM at this Branch?
Is There a Public Restroom at the Park Ridge Location?
Where Are Other Liberty Bank Branches Located?
Liberty Bank has these additional locations to serve you.

FIXED-RATE MORTGAGES

Product	Rate	APR*
30-Year Fixed	6.500%	6.590%
20-Year Fixed	6.125%	6.242%
15-Year Fixed	5.875%	6.020%
10-Year Fixed	5.750%	5.955%

*Annual Percentage Rate. Click product name for details. Equal Housing Lender, NMLS# 787575.

ADJUSTABLE-RATE MORTGAGES

Product	Rate	APR*
7/6 SOFR ARM	6.250%	6.442%
5/6 SOFR ARM	6.000%	6.369%

*Annual Percentage Rate. **For details, click here. Equal Housing Lender, NMLS# 787575.

**Adjustable-Rate Mortgages Disclosures

7/6 SOFR (*) ARM: At a 6.250% interest rate / 6.442% APR, with a 740 credit score and a 20% down payment on a property with an estimated value of $437,500 and a $350,000 loan, the payment schedule would be: 84 payments of $2,155.01 and 276 payments of $2,197.11 based on the fully indexed rate and margin of 6.500%. ARM rate fixed for 7 years, adjusts semi-annually thereafter and is subject to an initial interest rate adjustment cap of 5.00%, and a 6-month adjustment cap of 1.00%, and a lifetime adjustment cap of 5.00%. Terms subject to credit approval. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

5/6 SOFR (*) ARM: At a 6.000% interest rate / 6.369% APR, with a 740 credit score and a 20% down payment on a property with an estimated value of $437,500 and a $350,000 loan, the payment schedule would be: 60 payments of $2,098.43 and 300 payments of $2,192.98 based on the fully indexed rate and margin of 6.500%. ARM rate fixed for 5 years, adjusts semi-annually thereafter and is subject to an initial interest rate adjustment cap of 2.00%, and a 6-month adjustment cap of 1.00%, and a lifetime adjustment cap of 5.00%. Terms subject to credit approval. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

(*): Secured Overnight Finance Rate

We’re Proud to Be Your Neighbor!

Liberty Bank is thrilled to be the recipient of Bauer Financial’s Five Star Rating and Better Business Bureau’s Torch Award for Ethics!