Liberty Bank in Lincolnwood, Illinois

Trust & Integrity Since 1898

Schedule an Appointment

Lobby Hours

Mon-Thur: 9:00 am – 5:00 pm
Fri: 9:00 am – 6:00 pm
Sat: 9:00 am – Noon
Sun: Closed

Drive-Up

Mon-Thur: 8:00 am – 5:00 pm
Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 1:00 pm

Our parking lot is conveniently located off of Lincoln Avenue.

Contact Information

6666 N. Lincoln Avenue
Lincolnwood, IL 60712-3631

Get Directions

Phone: 847.674.1300

Mortgage Inquiries at Lincolnwood

New Mortgage Inquiries:

773.594.6647
Existing Mortgage Questions:

773.792.5900

Located at 6666 N. Lincoln Avenue in beautiful Lincolnwood, IL, we’ve been helping our neighbors realize their financial dreams since 1973.

We are proud to call Lincolnwood home for more than 50 years. “Neighbors Helping Neighbors” has been the mission of Liberty Bank for more than 125 years. We offer big bank services, but with the personal attention our customers deserve.

We proudly serve the residents of Lincolnwood, Skokie, Sauganash, North Park, West Ridge and the surrounding areas. If you live in the zip codes 60712, 60076, 60077, 60646, 60659 or 60625, we’re in the neighborhood!

Lincolnwood Branch Construction Update

Work begins on Oct. 19th and will continue over the next 3 to 4 weeks. During construction, our branch remains fully open and operational during our standard business hours to assist you with your banking needs.

Please note the following:

You may hear occasional drilling, hammering, or elevated noise levels during your visit.
Parking will remain available throughout the project
The drive-up will also remain open

“For over 30 years I have been assisting individuals with their banking needs. I like what I do and I am here to help.

I enjoy party planning, dancing and spending time with family.”

Elsa

Branch Manager | Lincolnwood

Husband lay on his wife's lap sitting on the couch in living room with happy, comfortable and relationship lifestyle, Senior Asian couple at home

Banking & Financial Services Designed with YOU in Mind

Checking & Debit Cards

Choose from several checking accounts with debit cards and features that match your lifestyle.

Savings

Our Savings accounts are flexible, safe and offer a variety of benefits, including low minimum balances, ATM cards, and direct deposit/recurring transfers.

middle-aged woman looking at a cell phone

Electronic Banking

Access your account, anytime, anywhere. Our Electronic Banking services include online banking, mobile banking, mobile deposit, Zelle®, bill pay, card control, and real-time alerts.

Other Services

From safe deposit boxes, coin counting, to financial education and calculators, our additional services make life easier, and help you reach your financial goals.

couple sitting at a table, signing documents with a lender

CDs

We offer safe Certificates of Deposits that offer competitive rates of return, and flexible terms.

IRAs

An Individual Retirement Account can help you achieve your retirement goals and dreams allowing you to save while maximizing your tax benefits.

family talking to a professionally dressed woman in a yard

Mortgage Lending

Let Liberty Bank help you finance the perfect property with our wide range of mortgage services, including home, and commercial real estate loans, as well as refinancing.

We offer competitive rates, flexible terms, and expert help before, during, and after the mortgage process.

couple holding hands walking through their backyard

Insurance

Having the right insurance coverage is an important part of financial planning. Liberty Insurance Agency* offers a variety of insurance lines, including Home, Auto, Life, Commercial, and Multi-Unit Property.

*Liberty Insurance Agency, Inc. is a subsidiary of Liberty Bank for Savings. Insurance products and services are not bank products or services nor are they FDIC insured or insured by any federal government agency. They are not a deposit or obligation of or guaranteed by Liberty Bank for Savings and may involve investment risk, including possible loss of principal. Applicants are individually underwritten and some individuals may not qualify.

Location FAQs

What Types of Accounts Can I Open at the Lincolnwood Branch?
Our entire portfolio of banking and financial services is available to customers at our Lincolnwood location.
- Checking (Traditional, Interest-Bearing, Youth, Senior and Business)
- Savings (Passbook, Statement, Youth)
- Certificates of Deposits (CDs) (Various terms and rates to optimize your earnings)
- Individual Retirement Accounts (IRAs) (IRA account plans, rollovers and transfers from existing IRAs to Liberty IRAs)
- Mortgages (Residential, Multi-Family) by appointment only
What Services are Available in the Lobby at the Lincolnwood Branch?
Customers can take advantage of the following in-lobby banking services:
- ATM
- Safe Deposit Boxes
- Coin Counting
- Notary Services
- Wire Transfers
- Money Orders
- Cashiers checks
And much more!
Do You Offer Insurance at this Location?

Yes! We offer a wide-variety of insurance options* at this location by appointment only.

*Liberty Insurance Agency, Inc. is a subsidiary of Liberty Bank for Savings. Insurance products and services are not bank products or services nor are they FDIC insured or insured by any federal government agency. They are not a deposit or obligation of or guaranteed by Liberty Bank and may involve investment risk, including possible loss of principal. Applicants are individually underwritten and some individuals may not qualify.
What Type of Mortgage Services are Available at the Lincolnwood Branch?
Mortgage Products & Services:

We offer a variety of mortgage loan programs to fit your specific needs.
- Purchase or refinance loans—conforming and jumbo.
- Flexible terms with both fixed-rate and adjustable-rate mortgages (see table after FAQ for available rates and terms).
- No rate adjustments on loans up to $2MM at 80% LTV.
- Discount Points– Lower your interest rate and monthly payment in exchange for a one-time fee that is added to your closing costs.
- Lender Credits– Reduce your closing costs in exchange for a higher interest rate.
- Rate locks available for up to 90 days.
- Free fully underwritten pre-approvals.
- Streamlined online application process with the assistance of your own personal loan consultant.
- Multi-unit financing, specializing in hard-to-find, smaller commercial loans for multi-family 5 – 25 units and mixed use.
- Low down payment fixed-rate HomeReady loans & down payment assistance.
Additional Benefits:
- Competitive Rates & Low Fees – We have no stockholders dictating how we operate, and answer only to our customers. As such, we intentionally keep our mortgage rates and fees extremely competitive.
- True Portfolio Lender — We hold our mortgages for the long term, which allows us to take a commonsense approach to underwriting.
- Responsive Local Service – Our entire operation is managed locally, from origination to servicing. There’s always someone to talk to before, during and after closing.
- Trust, Integrity & Stability – Since 1898 generations of families have trusted us with their home financing needs. We’ve helped our neighbors weather world wars, pandemics, depressions, and recessions.
- Awards & Recognition – We are proud recipients of the Better Business Bureau’s Torch Award for Ethics, as well as bank rating agency Bauer Financial’s coveted 5-star “Best of the Best” award for 36 consecutive years.
*Secured Overnight Finance Rate
How Can I Schedule an Appointment at the Lincolnwood Branch?
Is There Parking Available at the Lincolnwood Branch?
Do You have a 24-Hour ATM at this Branch?
Is There a Public Restroom at the Lincolnwood Location?
Where Are Other Liberty Bank Branches Located?
Liberty Bank has these additional locations to serve you.

Current Mortgage Rates

This week’s rates are shown below. Let’s Talk.

FIXED-RATE MORTGAGES

Product	Rate	APR*
30-Year Fixed	7.250%	7.416%
20-Year Fixed	6.875%	7.087%
15-Year Fixed	6.625%	6.746%
10-Year Fixed	6.500%	6.708%

*Annual Percentage Rate. Click product name for details. Equal Housing Lender, NMLS# 787575. Rates shown are based on our no-points option.

ADJUSTABLE-RATE MORTGAGES

Product	Rate	APR*
7/6 SOFR ARM	7.000%	7.059%
5/6 SOFR ARM	6.750%	6.922%

*Annual Percentage Rate. **For details, click here. Equal Housing Lender, NMLS# 787575. Rates shown are based on our no-points option.

**Adjustable-Rate Mortgages Disclosures

7/6 SOFR (*) ARM: At a 7.000% interest rate / 7.059% APR(**), with a 740 credit score and a 20% down payment on a property with an estimated value of $437,500 and a $350,000 loan, the payment schedule would be: 84 payments of $2,328.56 and 276 payments of $2,328.56 based on the fully indexed rate and margin of 6.750%. ARM rate fixed for 7 years, adjusts semi-annually thereafter and is subject to an initial interest rate adjustment cap of 5.00%, and a 6-month adjustment cap of 1.00%, and a lifetime adjustment cap of 5.00%. Terms subject to credit approval. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

5/6 SOFR (*) ARM: At a 6.750% interest rate / 6.922% APR(**), with a 740 credit score and a 20% down payment on a property with an estimated value of $437,500 and a $350,000 loan, the payment schedule would be: 60 payments of $2,270.09 and 300 payments of $2,270.09 based on the fully indexed rate and margin of 6.750%. ARM rate fixed for 5 years, adjusts semi-annually thereafter and is subject to an initial interest rate adjustment cap of 2.00%, and a 6-month adjustment cap of 1.00%, and a lifetime adjustment cap of 5.00%. Terms subject to credit approval. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

(*): Secured Overnight Finance Rate

(**) The APR calculation for the interest rate advertised is inclusive of discount points totaling 0.875% of the Loan Amount used in this example, or $3,062.50 in additional closing costs. Choosing a rate with fewer points, no points, or a credit may result in a higher interest rate than shown here. Points are subject to change.

We’re Proud to Be Your Neighbor!

Liberty Bank is thrilled to be the recipient of Bauer Financial’s Five Star Rating and Better Business Bureau’s Torch Award for Ethics!