Checking Accounts in Chicago

Simple and versatile. Find the account that meets your needs.

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Your Checking Account. Built To Your Specifications.

Traditional, Well-Rounded Do-It-All Checking

Liberty Checking
You want the “do-it-all” checking account that adapts to your changing needs and lets you bank when, where, and however you want. Liberty Checking fits best if you regularly deposit payroll checks or other sums into your Chicago checking account.

middle-aged woman looking at a cell phone

High Balance, Higher Interest

Jumbo Checking
Our Jumbo Checking is a checking account that pays like a savings. The higher your balance, the higher the interest paid on your account.

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Over 62? Easy-To-Use Checking

Silver Star Checking
Those 62+ deserve an account with no minimum balance and our complete complement of services and features – for free. It’s just neighborly.

Mother and daughter sitting by each other laughing

For Youth and Teens

Libby® eChecking Basics
Young adults need local checking accounts with customizable safeguards, no monthly fees, and mobile banking capabilities. Libby^® eChecking Basics helps guide young people towards financial independence.

A Place To Store Money

Affinity Checking
You use your Chicago checking account primarily to earn higher interest and keep your money liquid. With Affinity Checking, you have access to a full complement of benefits and services, too.

Every Chicago Checking Account Gets The Advantage

When you open a Chicago checking account with Liberty Bank, you immediately gain access to our easy, convenient services and features.

Online & Mobile Banking
Bill Pay & Zelle^®⁺
VISA^® Contactless Debit Card with Card Control card management
Real Time Account Alerts & Fraud Alerts
Over 37,000 surcharge-free MoneyPass^® ATMs
Personal service that’s just a phone call or visit away

While the specific features vary by account type, every Liberty Bank customer deserves our complete, personal attention – and that’s ever-present.

Compare Your Chicago Checking Accounts

Compare our checking account options to find the best fit for your needs. Need help figuring out which one is right for you?

Account	Min. to Open	Interest Bearing	Min. to Earn Interest	Service Charge
Affinity	$300	Yes	$1,000	$6*
Jumbo	$1,000	Yes	$1,000	$6**
Liberty	$300	No	N/A	$10***
Silver Star	$100^	No	N/A	N/A
Libby® eChecking Basics^^	$25	No	N/A	N/A

*$6 PER MONTH. WAIVED IF AVERAGE DAILY BALANCE IS $1,000 OR $7,500 IN TOTAL DEPOSIT BALANCES
**$6 PER MONTH IF ACCOUNT BALANCE FALLS BELOW $1,000
***$10 PER MONTH. WAIVED IF AVERAGE DAILY BALANCE IS AT LEAST $200 OR $5,000 IN TOTAL DEPOSIT BALANCES OR WITH A RECURRING DIRECT DEPOSIT EACH MONTH
^THE MINIMUM BALANCE TO OPEN AN ACCOUNT IS $100 OR A RECURRING DIRECT DEPOSIT MUST BE ESTABLISHED
^^ACCOUNT AVAILABLE FOR AGES 16 TO 24

Two Liberty customers in their auto shop

Community Bankers Who Know Your Name

It’s an honor to continue serving the Chicagoland community. With five locations, we bring convenience and local sensibility to banking.

Ask a neighbor. We’re the community bank you can count on.

Hear Our Mission

“We’ve been doing business with Liberty for many years; my whole family banks there now.

Everybody there knows me, and they’re so polite when I come in!”

Vincenzo G. and his son Franco Sr. and grandson Franco Jr.

3 Generations of Liberty Customers

Go Beyond A Chicago Checking Account

Take your financial future to the next step. Our financial experts do more than personal banking, providing you banking options for today, tomorrow, and the day after.

⁺U.S. checking account required to use Zelle^®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.