Established 1898

Ready to buy a home?

Join our free, no-obligation seminar and get the insights you need to confidently navigate the homebuying process. Plus, all attendees will receive a $500 closing cost credit!

RSVP OR LEARN MORE

Comparable Rates, Incomparable Service

Check out today’s featured rates below to get started, but don’t stop there. At Liberty Bank, we pride ourselves on knowing your name and offering you the guidance you need to make smart financial decisions.

Learn more about our rates and get a personalized rate quote.

FEATURED FIXED-RATE MORTGAGES
Product Rate APR*
30-Year Fixed 7.000% 7.079%
15-Year Fixed 6.375% 6.500%
10-Year Fixed 6.250% 6.426%

The information provided assumes the purpose of the loan is to purchase a property, with a {down_payment}% down payment for a loan amount of ${loan_amount} and an estimated property value of $437,500. The property is located in Chicago, IL and is within Cook county. The property is an existing single-family home and will be used as a primary residence. An escrow account is required. The rate lock period is 60 days and the assumed credit score is {credit_score}.

At a {rate} interest rate, the APR for this loan type is {apr}. The payment schedule would be:

  • {no_of_payments} payments of ${payments} at an interest rate of {rate}

Terms subject to credit approval. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

Apply Now

*Annual Percentage Rate.  Click product name for details.

ADJUSTABLE-RATE MORTGAGES
ProductRateAPR*
7/1 ARM6.750%7.020%
5/1 ARM6.500%6.698%

*Annual Percentage Rate.  **Click for details.

Comprehensive Community Banking With Liberty

Open a kids’ savings account, apply for a low-interest mortgage or invest in your future, all with a local Chicago community bank that puts your needs first.

Liberty Bank Mortgage Customers

“We moved into our home in March, and held our smaller-than-planned wedding in the backyard in August.

We are so grateful to have a place to call home and to Liberty Bank for helping make that happen!”

Rachel Hermes and Karl Putz

Liberty Mortgage Customers

Secure Your Future With A Chicago Community Bank

It takes partnership to protect your finances. By keeping you informed and educated on current trends in fraud and identity theft, we help you lower your risk and protect your future.

Visit the Security Center

Family sitting on a couch together

Your Chicago Community Bank Advantages

Everything you expect from a bank, plus the advantage of a team of financial specialists who offer one-on-one personalized services. Superior service is part of our Chicago community bank expertise.

Make the most of your banking experience with a Chicago community bank that puts your needs first.

View All Your Advantages

Working Together For Your Future

Our stockholders? That’s you. We are structurally distinct from other banks, a conscious decision by the Bucktown residents who founded Liberty Bank in 1898.

With us, you get unbiased advice, straightforward pricing, and a team ready to drop everything at any moment to help you out. Our only incentive is to do right by you. That’s a promise.

Learn About Us

Lucky Bearded Man Makes Business In The Web
Exterior of Liberty's Main Office

Areas Served

Liberty Bank conveniently services five locations in the Chicagoland area:

Contact Us Today

Expert Advice Is Only A Click Away

You have access to a wealth of information to help you learn more about smart financial banking and the steps you can take to manage and grow your finances.

**Adjustable-Rate Mortgages Disclosures

7/1 ARM: At a 6.750% interest rate / 7.020% APR, with a 740 credit score and a 20% down payment on a property with an estimated value of $437,500 and a $350,000 loan, the payment schedule would be: 84 payments of $2,270.09 and 276 payments of $3,338.11 based on the fully indexed rate and margin of 7.125%. ARM rate fixed for 7 years, adjusts annually thereafter and is subject to an initial interest rate cap of 5.00%, and annual rate cap of 2.00% and a lifetime cap of 5.00%.

5/1 ARM: At a 6.500% interest rate / 6.698% APR, with a 740 credit score and a 20% down payment on a property with an estimated value of $437,500 and a $350,000 loan, the payment schedule would be: 60 payments of $2,212.24 and 300 payments of $3,309.61 based on the fully indexed rate and margin of 7.125%. ARM rate fixed for 5 years, adjusts annually thereafter and is subject to an initial interest rate cap of 2.00%, and annual rate cap of 2.00% and a lifetime cap of 5.00%.