Multi-Unit Property & Financing with Liberty Bank

Need Multi-Unit Financing? That’s Our Specialty.

For over 125 years, Liberty Bank for Savings has believed in the principle of “Neighbors Helping Neighbors.”

At Liberty Bank, we specialize in multi-family and mixed-use property financing for buildings with up to 20 residential units, with no restriction on property value. Our focus is on properties that incorporate a residential element. With deep expertise in small to mid-sized residential investments, we understand the unique needs of property owners and investors looking to maximize their real estate opportunities. Whether you’re financing a multi-family building or a mixed-use property with residential and commercial components, we’re here to help.

At Liberty Bank, we are focused on helping our neighbors invest in their communities and build strong, thriving neighborhoods, one building at a time. Whether you’re shopping for a two- or three-flat multi-family property or a commercial building in the Chicagoland area, we have local mortgage lenders who are experts at making the financing process as easy and streamlined as possible for you.

Understanding Commercial Financing For Multi-Unit Properties

Whether you are expanding your portfolio, or a first-time investment buyer, Liberty Bank offers flexible terms, and a variety of loan options to meet your specific needs.

Make an Appointment Today with a Commercial Lending Expert Today!

The Benefits of Multi-Unit Property Investments

There are many benefits of investing in a multi-unit property in the Chicagoland area, including:

  • Cash Flow from Rentals
  • Property Value Appreciation
  • Investment Diversification

To get started, click here to download a Personal Financial Statement

NMLS #787575

image of a row of homes in the Logan Square neighborhood in Chicago, Illinois.

Why Choose Liberty Bank for Multi-Unit Property Financing?

Since 1898, the mission of Liberty Bank has been to help people in our communities achieve property ownership. We provide everything the big banks do, but with the personal attention you deserve.

These are just some of the advantages of choosing Liberty Bank for multi-unit, or commercial property financing:

couple sitting at a table, signing documents with a lender

Relationship-Based Banking

We treat our customers like people, not account numbers. When you choose Liberty Bank for multi-unit, or commercial property lending, you will have a personal banker to provide expert guidance during the entire process.

Beautiful Row Of Houses

Fast Decision Making

Unlike many larger banks, Liberty Bank’s lending experts are local, right here in the Chicagoland area. That allows us to make the approval, and financing process fast and streamlined.

All financing underwriting decisions are made by local people, working in the neighborhoods we serve. We believe that the red tape, and distant call centers associated with larger banks are not the business models we want to emulate.

a woman sitting with a banker at a desk

Expert Commercial Lending Guidance

Liberty Bank’s commercial lending experts act as your partner, before, during, and after the loan approval process. They provide the kind of expert, local lending guidance that only a neighborhood, community bank can deliver.

Our knowledgeable team has many years of experience helping both first-time and seasoned commercial property customers secure loans that meet their unique needs.

More Reasons to Choose Liberty Bank for Commercial & Multi-Unit Loans

Applying and being approved for a loan is often a complex process, but the multi-unit and commercial lending experts at Liberty Bank are here to make the experience pleasant and stress-free!

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Competitive Rates & Low Fees

Because we have no stockholders, and keep our operating expenses down, Liberty Bank can offer our commercial loan customers competitive loan rates and low fees.

couple sitting at a table, signing documents

Flexible & Tailored Underwriting

Liberty Bank is a portfolio lender, which allows us to have greater underwriting flexibility, and tailor our loan products to meet customers’ specific needs.

a row of bungalow homes in the Chicago area.

Investment Analysis Support

Using the latest data analytics tools, Liberty Bank’s commercial lending team can help you understand the financial impact a multi-unit, or commercial property purchase will have on your overall investment portfolio.

By evaluating debt ratio, cash flow, and other key financial factors, we can assess how a commercial property investment will align with your big-picture financial goals.

couple holding hands and lovingly looking into each other's eyes.

Flexible Financing for All Commercial Property Types

If you’re looking for a commercial property to purchase in the Chicagoland area, Liberty Bank is your best lending choice. We offer flexible loan terms, and competitive rates on many kinds of multi-unit and commercial buildings.

Meet Your Commercial Lending Expert

Louis Polychronos (NMLS #1340002), Vice President of Lending at Liberty Bank, brings extensive experience in commercial financing, specializing in multi-family, and mixed-use properties.

Since joining Liberty Bank for Savings in 2010, Louis has leveraged his personal experience as a real estate investor to offer expert advice, and tailored financing solutions. His deep understanding of real estate investment challenges enables him to build strong client relationships, and provide an unmatched level of personalized service.

Active in professional and community groups such as the Edgewater Uptown Builders Association, the Greater Austin Development Association, and the Real Estate Investment Association, Louis is well-connected, and committed to supporting the local commercial real estate market.

Phone: 773.594.6638

Send a message to Louis

Louis Polychronos - Commercial Lending for Liberty Bank for Savings

Frequently Asked Questions