Dear Neighbors,
Spring is a season of fresh starts, and for many, that means stepping into the journey of homeownership or reevaluating mortgage options. As the Chicago housing market continues to evolve in 2025, I want to personally reassure you that Liberty Bank is here to guide you every step of the way with our resources, knowledge, and outstanding team members.
Yes, mortgage interest rates have fluctuated, and indeed, the market has its challenges. But more than ever, our role is to make things simple, approachable, and built around you. Whether you’re exploring your first home, refinancing, or ready to make a smart investment, our team is just around the corner with tools and guidance that put you in control.
Our mortgage qualifier calculator offers real-time estimates to help you visualize your budget. Getting a mortgage pre-approval is a key first step; it not only gives you clarity on what you can afford but also strengthens your offer in today’s hyper-competitive market. And when it comes to choosing the right mortgage solution, our local experts are here to tailor options that fit your financial goals.
We’ve proudly served this community since 1898, not just as a lender, but as a trusted partner. What sets us apart is more than our competitive rates or custom solutions; it’s how we treat you, like a neighbor. We know the neighborhoods. We know your goals. And we know how to make the mortgage process seamless and stress-free.
So as the days grow longer and possibilities bloom all around us, let’s talk about your next step in homeownership. Call us, stop in, or explore online, we’re here to help you grow into what’s next.
Thank you for trusting Liberty Bank. Here’s to a season of new beginnings.
Warmest regards,
William J. Smigiel
Chairman, Liberty Bank
