Dear Neighbors,
Stability matters—especially during times of change. While economic conditions continue to shift, Liberty Bank remains focused on what we’ve always done best: helping individuals and families build a secure financial future with confidence.
For more than 125 years, Liberty has been a trusted place to bank—and a place to turn for sound advice and dependable service across every stage of life. Whether it’s everyday banking, buying a home, planning for retirement, or protecting what matters most, we’ve long offered the full range of financial services to support our customers’ goals.
Our strong financial position continues to earn recognition. We are well capitalized and financially sound. BauerFinancial, an independent bank rating agency, has once again awarded Liberty Bank a five-star rating for safety and soundness—continuing a streak of more than 36 years. This achievement reflects our thoughtful approach to lending, our focus on managing risk, and our commitment to serving our community with integrity.
We believe financial strength should benefit everyone we serve. That’s why we continue to offer competitive rates, low fees, and personalized support that puts people—not products—first.
Whether you’re just getting started, navigating a major life moment, or planning ahead, know that Liberty Bank is here for you—with everything you need, all in one place.
Thank you for your continued trust. We’re proud to be your financial partner and look forward to seeing you at upcoming events and in our branches throughout the year.
Warm regards,
William J. Smigiel
Chairman & CEO
