A Message From Our Chairman

Your money is safe with Liberty Bank for Savings. 

To our Customers,

You would be hard pressed to find a stronger bank than Liberty Bank.

Bank-rating agency BauerFinancial has given Liberty Bank a five-star rating (the highest) for more than 35 straight years.

Deposits are insured by Federal Deposit Insurance Corporation (FDIC) up to $250,000 and in some cases more. In fact, since the FDIC’s inception in 1933, no depositor has ever lost a penny of FDIC-insured funds.

In addition, Liberty Bank counts on its balance sheet over $205 million in capital. This is more than 3 times the required amount as determined by regulators. With this amount we have saved for a rainy day.

As to our investments, Liberty Bank does not invest in any crypto-currencies or any digital-related businesses that the marketplace has deemed to have a high degree of uncertainty.

Rather, we invest in standard-issued Mortgage-Backed Securities, Government Agencies and Treasury obligations, all of which are government guaranteed.

And finally, we invest in our neighbor’s homes by providing first mortgage loans.

If you have any questions, please don’t hesitate to call. Our staff will gladly answer any questions you might have. After all, we’re here to help.

Thank you for your business.

William J. Smigiel
Chairman & CEO

William Smigiel