To our Customers,
The stock market recently reached an all-time peak, serving as a bright spot in the economy. Still, the current economic landscape brings a mix of opportunity and uncertainty.
Inflation and spiking insurance costs strain family and business budgets, and tight inventory and high mortgage rates make it difficult for first-time homebuyers and those wanting to move up.
The upcoming November election adds yet another layer of uncertainty.
Regardless of external conditions, we’re here as your steadfast financial partner and advisor, as we have been since Liberty Bank’s 1898 founding.
Our financial health remains strong. Like you, we manage our assets carefully, using thoughtful lending practices, maintaining appropriate reserves, and keeping an eye on expenses to ensure our stability.
We also consider it an obligation to our customers and community to maintain a solid financial foundation because it lets us offer products and services that help you achieve your goals, whether you’re saving for college, making a down payment on a home, or planning for retirement.
Liberty also continually looks for ways to help you keep as much of your hard-earned money as possible to invest in what matters to you. That’s why we’ve always offered competitive rates, low fees, and a comprehensive range of products.
Year after year, we take pride in the fact that Bauer Financial, an independent rating agency that measures the safety and soundness of banks nationwide, has consistently recognized Liberty by awarding us a five-star safety rating for over thirty-five consecutive years.
Know that all of us at Liberty Bank deeply value your loyalty and that we look forward to connecting with you in person at our upcoming community events.
Warm regards,
William J. Smigiel
Chairman & CEO
